State Bank of Chrisman

24 Hour Telephone Banking
VoiceAccess
269-2424
866-766-BANK (2265)

Deposit Rates Effective November 18, 2008
Account Type	Min Balance to Obtain APY	APY*	Simple Interest Rate
3 month C.D.	$500	2.70%	2.67%
6 month C.D.	$500	3.00%	2.97%
12 month C.D.	$500	3.10%	3.06%
18 month C.D.	$500	3.20%	3.16%
24 month C.D.	$500	3.25%	3.21%
30 month C.D.	$500	3.30%	3.26%
36 month C.D.	$500	3.50%	3.455%
48 month C.D.	$500	3.60%	3.55%

NOW Account - Tier 1	$500	1.15%	1.14%
NOW Account - Tier 2	$2,500	1.30%	1.29%
NOW Account - Tier 3	$25,000	1.50%	1.49%

Money Market Account	$1,000	2.50%	2.48%

Passbook Savings	$10	1.25%	1.24%

Passbook IRA	$500	3.10%	3.06%
* APY = Annual Percentage Yield IRA Certificate of Deposit rates are the same as the listed C.D. rates, above. Interest rates on checking and savings are variable, and may change immediately after opening the account. Rates are effective as of the date shown above. There is a substantial penalty for early withdrawal of a C.D. Fees may be imposed on checking accounts which reduce the earnings. Special rates and terms may be available to you. Please contact a member of our staff for information on C.D.'s and other accounts requiring special terms. State Bank of Chrisman and Paris First reserves the right to limit deposits. Please ask a member of our staff for a complete disclosure of the accounts offered at the State Bank of Chrisman (217) 269-2339 and at Paris First (217) 465-6360. Thank you for your business.

	State Bank of Chrisman • 202 W. Madison • P. O. Box 167, Chrisman, IL 61924 • Ph: 217.269.2339 • Fax: 217.269.3017
	Paris First • 600 E. Jasper Street, Paris, IL 61944 • Ph: 217.465.6360 • Fax: 217.465.4088

Member FDIC

STATE BANK OF CHRISMAN

Equal Housing Lender

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