State Bank of Chrisman

24 Hour Telephone Banking
VoiceAccess
269-2424
866-766-BANK (2265)

Account Table
Basic Checking
Now Account
Special Now Account
Money Market Account
Deposit Rates

	Basic Checking	Now Account	Special Now Account	Money Market
Amount to Open	$50	$100	$100	$1,000
Minimum Balance to Avoid Service Charge	None	$100	None	$1,000
Interest	n/a	$500 balance minimum to obtain interest	$100 balance minimum to obtain interest	$1,000 balance minimum to obtain interest
Monthly Service Charge	n/a	$5 if balance falls below $100	n/a	$5 if balance falls below $1,000
Statement	monthly	monthly	monthly	monthly
Phone Banking	free	free	free	free
Debit / ATM Cards	Available	Available	Available	n/a
Limitations			Available if you have direct deposit, are a full-time student, or a senior citizen age 62 or older	Limited to 6 transactions per month with no more than 3 by check

Basic Checking

$50.00 minimum to open
No minimum daily balance
Unlimited check writing
Debit / ATM Card

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Now Account

$100.00 minimum to open
Unlimited check writing
$100.00 minimum daily balance
Maintenance fee per cycle is $0.00 unless balance drops below minimum
If below minimum, fees are $5.00 every statement cycle
Debit / ATM Card
Minimum balance of $500.00 must be maintained to obtain the disclosed APY

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Special Now Account

Available to full-time students, senior citizens age 62 and over, and individuals having Direct Deposit
$100.00 minimum to earn interest
Unlimited check writing
No minimum balance fee

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Money Market Account

$1,000.00 minimum to open
Maintenance fee per cycle is $0.00 unless balance drops below minimum
If below minimum, fees are $5.00 every statement cycle
Limited to 6 transactions per month with no more than 3 by check

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Deposit Account Disclosures

*If you close your account before interest is credited, you will not receive the accrued interest.
*Your interest rate and APY may change at our discretion at any time.
*Interest begins to accrue on the first business day after the banking day you deposit non-cash items.
*Interest is compounded daily and credited the last day of each statement cycle.

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	State Bank of Chrisman • 202 W. Madison • P. O. Box 167, Chrisman, IL 61924 • Ph: 217.269.2339 • Fax: 217.269.3017
	Paris First • 600 E. Jasper Street, Paris, IL 61944 • Ph: 217.465.6360 • Fax: 217.465.4088

Member FDIC

STATE BANK OF CHRISMAN

Equal Housing Lender

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