Regular Checking

Plus
Checking

Business Checking

Health Savings Accounts

Money Market

Amount to Open

$100

$500

$500

$50

$1,000

Minimum Balance to Avoid Service Charge

0

$500

0

0

$1,000

Interest

n/a

$500 balance minimum to obtain interest based on 2 tiers

n/a

n/a

$1,000 balance minimum to
obtain interest

Monthly Service Charge

n/a

$5 if balance falls below $500

$10 monthly maintenance fee and $.20 per item charge for deposits, checks and ACH

$25 annual service charge

$7 if balance falls below $1000

Statement

monthly

monthly

monthly

monthly

monthly

Phone Banking

free

free

free

free

free

Debit / ATM Cards

Available

Available

Available

Available

n/a

Limitations

None

Personal Accounts Only

None

$25 account set up fee

Limited to 6 transactions per month with no more than 6 by check

 

Regular Checking

  • $100.00 minimum to open
  • No minimum daily balance
  • Unlimited check writing
  • No Service Fee
  • Debit / ATM Card

Plus Checking

  • $500.00 minimum to open
  • $500.00 minimum to earn interest
  • $5.00 monthly service charge if balance drops below $500
  • Unlimited Check writing
  • Competitive interest paid on 2 tiers: $500-24,999 and $25,000 and up
  • Debit Card

Business Checking

  • $500 minimum to open
  • $10.00 monthly maintenance fee
  • $.20 per item charge for deposits, checks and ACH
  • Competitive interest rate on any balance which can offset certain fees
  • Debit Card

Health Savings Accoung

  • $50 minimum to open
  • $25 account set up fee
  • $25 annual service charge
  • Competitive Interest Rate
  • Unlimited Check writing
  • Debit Card

Money Market Account

  • $1,000.00 minimum to open
  • $7 monthly service charge if balance falls below $1000
  • Limited to 6 transactions per month
  • Interest paid on tiered balances

Deposit Account Disclosures

*If you close your account before interest is credited, you will not receive the accrued interest.
*Your interest rate and APY may change at our discretion at any time.
*Interest begins to accrue on the first business day after the banking day you deposit non-cash items.
*Interest is compounded daily and credited the last day of each statement cycle.

Paris First • 600 E. Jasper Street, Paris, IL 61944 • Ph: 217.465.6360 • Fax: 217.465.4088
   

Member FDIC

STATE BANK OF CHRISMAN

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
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